At M&G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns.
Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.
We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role.
This role will be responsible for the execution of AML/CTF processes including: Customer Due Dilligence during onboarding, portfolio screening for Sanctions, PEPs and Adverse Media checks, transaction monitoring. This role will also support development of processes, procedures and key controls in in the AML/CTF area within the team and the whole Operations Department.
Key Accountabilities:
Customer Due Dilligence during onboarding and ongoing:
- Conduct in-depth due diligence, including high-risk customers, and ongoing monitoring of customer profiles.
- Review and update customer information in accordance with regulatory and company requirements.
- Identification of the ultimate beneficiary owner.
Ongoing Portfolio Screening:
- Perform regular screening of the customer portfolio against relevant sanctions lists, PEP databases, and adverse media sources.
- Escalate and investigate potential matches or alerts in line with internal procedures and regulatory expectations.
Transaction Monitoring:
- Monitor incoming and outgoing payments to identify suspicious activity, unusual patterns, or transactions that do not align with customer profiles.
- Investigate and document findings, escalating cases as appropriate for further review or reporting.
Reporting and Case Management:
- Maintain accurate records of all investigations, findings, and actions taken in accordance with regulatory and audit requirements.
- Prepare regular management information (MI) and reports on AML/CTF.
Collaboration and Communication:
- Liaise with second line and other Operations teams to ensure AML/CTF risks are identified and managed effectively.
- Provide support during internal and external audits, regulatory examinations, and training initiatives.
Process design and improvement:
- Participate in the development, maintenance and continuous improvement of AML/CTF processes with First Line
- Support members of other Operations Department Teams in the procedures design and review
Requirements:
- Knowledge of Polish and English is mandatory (C2 level)
- University degree in Business, Finance, Law, or a related field; relevant AML or compliance certification (e.g., ICA, ACAMS) is an advantage.
- Minimum 1-2 years of experience in AML, compliance, or financial crime investigation, preferably within the life insurance or financial services sector.
- Knowledge of AML/CTF regulations, sanctions regimes, and industry best practices.
- Experience with enhanced due diligence, sanctions screening, and payment monitoring tools and processes.
- Excellent analytical, investigative, and problem-solving skills, with attention to detail and the ability to handle complex data.
- Strong organizational, communication, and reporting skills, with the ability to work independently and as part of a team.
- Proficiency in relevant software applications (e.g., Excel, AML monitoring)
Our offer:
- Full time employment contract
- Hybrid working model
- A convenient office location next to the Wilanowska metro station
- Benefits package (including Medicover, Multisport)
- Lunch card
- 2 days for volunteering per year
- A friendly working atmosphere in a committed team
- A rich package of development and substantive training
- Professional development opportunities in an international environment
We have a diverse workforce and an inclusive culture at M&G plc, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability or long term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks.
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