What we do?
Aion Bank is a fully regulated European bank and credit institution, combining Vodeno’s cutting-edge, private blockchain-based platform with its ECB banking license, strong balance sheet, and deep regulatory expertise. Our mission is to provide a comprehensive suite of embedded banking solutions, enabling businesses to seamlessly integrate financial services into their offerings.
As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Aion Bank and Vodeno's existing Banking-as-a-Service (BaaS) offering across key European markets, including Germany and Poland, will see the bank embed its services - ranging from account access and deposits to lending, payments and loyalty programs - directly into non-banking digital platforms, facilitating seamless customer experiences.
At Aion Bank, our biggest strength is our people—a team of highly intelligent, creative, and ambitious professionals who thrive in a fast-paced, innovative environment. We believe in delivering results while fostering a culture of passion and collaboration.
We are currently looking for a SME business account Product Owner / Product Manager ready to join our adventure, share our ambition and help shape the future of digital banking.What you will be doing?
Leads the development, launch, and ongoing improvement of digital business accounts and daily banking services for SMEs in a digital bank or neobank. Owns the product vision, drives commercial success, ensures regulatory compliance, and delivers an excellent customer experience for business users. With AI use case, technology, coding and data driven skills/understanding
Product Vision & Strategy
Define and communicate the product vision for SME business accounts and daily banking services, USP and VAS
Maintain a prioritized product backlog for the delivery team.
Product Development & Delivery
Lead the agile team in designing, building, and improving account opening, onboarding, payments, FX, and everyday banking features for SMEs.
Write clear user stories and acceptance criteria.
Oversee user acceptance testing and ensure product readiness for launch.
Commercial Success
Set and manage pricing, monitor product performance (KPIs: new accounts, active users, balances, transaction volumes).
Collaborate with marketing and sales to drive adoption and usage.
Compliance & Risk
Ensure all product features meet legal, regulatory, and compliance standards (KYC, AML, GDPR).
Regularly review and update product documentation and contracts.
Customer Focus
Gather and analyze customer feedback to guide product improvements.
Act as the second line of support for escalated customer issues.
Operational Excellence
Define and optimize operational processes (e.g., onboarding, account maintenance).
Work with operations and IT to automate and streamline workflows.
Skills you should have
Experience as a Product Owner or Product Manager in digital banking or fintech (ideally 5+ years).
Deep understanding of SME needs and digital banking products.
Strong knowledge of agile product development and delivery with AI support
Familiarity with banking regulations, compliance, digital onboarding and vendor integrations
Excellent communication and teamwork skills.
Data-driven, commercially minded, and customer-focused.
What we offer
You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.
If your role permits, we also offer flexible work location.
You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package.
We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support.
Aion bank account without fee.
We co-sponsor your Multisport card and cover 50% of its cost.
You will work on computer equipment that delivers the best user experience — Apple MacBook.
Our office in Warsaw offers healthy snacks throughout the day.
Our process
We keep our recruiting process simple.Step 1: Talk with one of our Recruiters about your to date experiences and ambitions
Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment
Our note to you
Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.
Please note that we may close a job posting early if we receive a large number of exceptional applications.
Good luck!